Independent information resource
Understanding trade credit insurance and business risk, explained clearly.
Coface Finanz GmbH publishes plain-language guidance on trade credit insurance, counterparty risk and financial resilience for businesses that trade on credit terms. Everything on this site is provided for informational purposes only.
What we cover
Three pillars of business financial resilience
We break down complex risk and insurance topics into practical reading, organised around the questions finance and credit teams ask most often.
Trade credit insurance
How credit insurance policies work, what they typically cover, and how buyer non-payment risk is assessed by insurers.
Risk management
Frameworks for evaluating counterparty risk, concentration limits, credit monitoring and early-warning indicators.
Financial services context
Plain explanations of financing structures, receivables management and how insurance interacts with working capital.
Why this exists
Credit risk information shouldn't require a finance degree
Trade credit insurance and business risk management are often described in dense, product-driven language. Coface Finanz GmbH was built to translate these concepts into structured, readable explanations that business owners, analysts and students can use to understand the landscape before speaking to a licensed broker or insurer.
We do not sell insurance policies, financial products or advisory services. Our role is limited to publishing general, non-binding information.
Read our full approach
How it works
Reading the topic in the right order
Start with the basics
Understand what trade credit insurance is designed to protect against, and the terminology used across policies and providers.
Map your exposure
Learn how businesses typically categorise buyer risk, payment terms and concentration across a customer portfolio.
Compare frameworks
Review how risk management practices and insurance coverage commonly work together within a wider financial strategy.
Consult a licensed professional
Use what you've learned as a starting point for a conversation with a qualified broker, insurer or financial adviser.
Have a question about the content on this site?
Our editorial team is happy to hear from readers, researchers and businesses exploring trade credit risk topics.