Terms of Service

Last updated: 1 July 2026

1. Acceptance of terms

By accessing or using the website coface.ltd ("the website"), operated by Coface Finanz GmbH ("we", "us", "our"), you agree to be bound by these Terms of Service. If you do not agree with these terms, please do not use the website.

2. Nature of the website

This website provides general, non-binding information about trade credit insurance, risk management and business financial services for informational and educational purposes only. The website does not offer, broker, sell or underwrite any insurance policy, financial product or paid service of any kind.

3. No professional advice

Content on this website does not constitute financial, legal, insurance or professional advice, and should not be relied upon as such. You should seek advice from a suitably qualified professional before making any decision related to trade credit insurance, risk management or financial services.

4. No commercial transactions

No products, subscriptions or paid services are sold or offered through this website. Any contact made through the website's contact form is for informational correspondence only and does not create a commercial or advisory relationship.

5. Accuracy of information

We take reasonable care to keep the content on this website accurate and up to date, but we make no warranty, express or implied, regarding the completeness, accuracy, reliability or suitability of the information for any particular purpose. Laws, market practices and insurance terms vary by jurisdiction and provider, and may change over time.

6. Intellectual property

Unless otherwise indicated, the text, layout and original graphics on this website are the property of Coface Finanz GmbH and are protected by applicable intellectual property laws. Photographs used on this website are sourced from third-party providers of freely licensed imagery and remain the property of their respective creators.

7. Acceptable use

You agree not to use this website in any way that could damage, disable or impair it, or interfere with any other party's use of the website, including through unauthorised automated access, data scraping intended for redistribution, or attempts to breach security.

8. Third-party links

This website may reference or link to third-party resources. We do not control and are not responsible for the content, accuracy or practices of any third-party website.

9. Limitation of liability

To the fullest extent permitted by applicable law, Coface Finanz GmbH shall not be liable for any direct, indirect, incidental or consequential loss or damage arising from your use of, or inability to use, this website or reliance on its content.

10. Changes to the website and terms

We may update, suspend or discontinue any part of this website at any time, and may revise these Terms of Service from time to time. Continued use of the website after changes are published constitutes acceptance of the revised terms.

11. Governing law

These Terms of Service are governed by the laws of Germany, without prejudice to any mandatory consumer protection rights you may have under the law of your country of residence.

12. Contact

Questions about these Terms of Service can be directed to Coface Finanz GmbH, Isaac-Fulda-Allee 1, 55124 Mainz, Deutschland, or via support@coface.ltd.